Terms and Conditions of Use
Rules and principles governing the use of our services.
Last updated: 14/03/2026
Article 1: Object
These General Terms of Use (GTU) define the modalities of use of the site services CH FINNANZ. Access to the site implies full and total acceptance of these conditions by the user.
Article 2: Access to the Site
The site is accessible free of charge to any User with internet access. All costs related to accessing the service (hardware, software, internet connection, etc.) are borne by the User. We strive to keep the site accessible 24/7, but we cannot be held responsible in case of interruption, suspension, or modification without prior notice.
Article 3: Intellectual Property
All content on this site (texts, images, logos, graphics, etc.) is the exclusive property of CH FINNANZ and is protected by intellectual property laws. Any reproduction, distribution, modification, adaptation, retransmission, or publication, even partial, of these different elements is strictly prohibited without express written consent.
Article 4: Website Services
The simulators and information provided on the site are merely indicative and do not constitute a contractual loan offer. Only a detailed study of your complete file will allow defining a definitive financing offer.
Article 5: User Obligations
The User agrees to provide truthful, accurate, and complete information when using the site's forms. Any fraudulent use or use contrary to current laws may lead to legal action.
Article 6: Liability
CH FINNANZ shall not be liable for direct or indirect damages resulting from the use of the site.
IMPORTANT: A loan is a commitment and must be repaid. Check your repayment capacity before committing.
Article 7: Personal Data
The collection and processing of your personal data are governed by our Privacy Policy, in accordance with the General Data Protection Regulation (GDPR).
Article 8: Hypertext Links
Our site may contain links to third-party sites. We are not responsible for the content or privacy practices of such external sites.
Article 9: Modification of Terms
We reserve the right to modify these Terms of Use at any time to adapt them to legal or technical changes. The date of the last update is indicated at the beginning of this page.
Article 10: Applicable Law
These conditions are governed by Spanish law. In case of dispute, and failing amicable agreement, exclusive jurisdiction shall be attributed to the competent courts.
